What should I look for in a bar insurance policy?

Owning a bar can be a great investment and way to earn a living. If you are looking to open a bar in the Waukegan, IL area, many important decisions need to be made. One important type of decision that you will have to make is when you are going to choose a new insurance policy. There are several things that you should look for in particular in a bar insurance policy. 

Liability Coverage

Due to the fact that alcohol is served in a bar, you will want to make sure that you have a reliable liability insurance policy in place at all time. When you are getting bar insurance, you will receive all of the standard liability insurance policies that most business owners receive. However, you can receive an additional liquor liability insurance policy that will provide you with a variety of additional types of liability coverage that are ideal for bar owners.

Workers Compensation

Compared to other work environments, working in a bar can come with some risks of injury. Because of this, you will want to make sure that you and your staff are adequately covered in the event they are injured while at work. A workers compensation policy will ensure that you have proper coverage in place for any workplace injury that can occur at your bar. 

If you are looking to start or manage a bar in the Waukegan, IL area, you should meet with the team at Statewide Insurance Solutions. When you meet with Statewide Insurance Solutions, the team of insurance professionals will help you better understand what type of insurance coverage that you need for your bar. They will then help you get into a great policy that provides the right kind of coverage.