3 Scenarios Where You’d Need Home Insurance

Protecting your home is of utmost importance. It is your most valuable asset, after all, and at Statewide Insurance Solutions, we understand that your property means more to you than just its monetary value. It’s your home, where you raise your family and make your memories. It only makes sense to protect it. If you own a home in Gurnee, IL, you need home insurance. Read on to learn about three scenarios where home insurance will protect you, your family, and your property.

1. Fire

No one wants to think about their house catching on fire, but it does happen. Always be prepared by having functioning fire alarms, a fire extinguisher, and an evacuation plan. If your house were to catch on fire, you want everyone out as soon as possible, including pets. After a fire has occurred, submit a claim and your insurance company will begin assessing the damage to pay out the claim.

2. Theft

Break-ins happen throughout the United States. Most often, they occur when the homeowner is not there, whether at work or away on vacation. If your home is burglarized and you don’t have home insurance, you can not recoup what you lost. With the right policy, however, you can be reimbursed for what was stolen after paying your deductible.

3. Injury

Accidents happen all the time, and they can happen on your property, too. For example, if a neighbor or friend of a friend fell down the stairs at your home and received an injury, they may decide to sue. If so, your home insurance will help cover costs associated with litigation. Without home insurance, you would be left dealing with this on your own.  

To learn more about the importance of home insurance and to purchase a policy, call the team at Statewide Insurance Solutions serving Gurnee, IL.